Medicare Eligibility Receiving Social Security Disability

Medicare coverage kicks in for most ssdi recipients two years after the first month they are eligible for their monthly disability benefits.

Medicare eligibility receiving social security disability.

You can qualify for medicare if you have a disability and have been approved for social security disability insurance ssdi. If you get social security disability income ssdi and have medicare you re considered covered under the health care law and don t have to pay the penalty that people without coverage must pay. To receive medicare the first step is to apply for ssdi. You may be eligible for the medicare savings program called the qualified medicare beneficiary qmb program which is a state program that helps pay part a premiums part b premiums and other cost sharing like deductibles coinsurance and copayments for people who have part a and.

The two year medicare waiting period generally gets calculated from the date of your ssdi entitlement the date you are eligible to receive your monthly award. You can t enroll in a marketplace plan to replace or supplement your medicare coverage. Everyone eligible for social security disability insurance ssdi benefits is also eligible for medicare after a 24 month qualifying period. Medicare disability coverage options.

You ll need to qualify for social security disability benefits and have been receiving them for two years. Disability benefits from social security for 24 months. The first 24 months of disability benefit entitlement is the waiting period for medicare coverage. To be eligible you must be permanently disabled meaning you are unable to work for at least 12 consecutive months or have a condition that prevents you from performing expected job responsibilities and unable to find a replacement due to age education or physical limits.